What is Medicare?
Before you can decide what kind of Medicare coverage is right for you, it’s important to understand what Medicare is and how it works. Don’t worry, though – we’re here to guide you.
Medicare is federal health insurance available for eligible individuals age 65 and over (or) individuals under 65 with certain disabilities or medical conditions, such as End-Stage Renal Disease. Medicare has different parts (referred to as Parts A, B, C and D) designed to address your healthcare needs.
Original Medicare
Your Medicare Parts A and B are referred to as "Original Medicare" and include a defined set of benefits and services, including preventive services.
Medicare Part A
Part A covers inpatient care provided in hospitals or skilled nursing facilities, home health care services and hospice care for the terminally ill.
Medicare Part B
Part B covers doctor services, outpatient care, medical supplies, durable medical equipment and preventive services.
Other Medicare Coverage Options
Private insurance companies provide coverage options beyond Part A and Part B, including Medicare Advantage (Part C), Prescription Drug Coverage (Medicare Part D), and Medigap. These plans may include benefits Original Medicare doesn't cover and/or lower your healthcare expenses. Your health needs, finances and lifestyle are all important considerations when evaluating other Medicare coverage options.
Call 855-265-6334
